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Personal injury claims · Toronto & Ontario

Hurt in an accident? Talk to a lawyer before you sign anything.

Free consultation with Toronto lawyer Benjamin Cohen-Murison. The lawyer you speak with is the lawyer who handles your file, and you pay no legal fees unless you receive compensation.*

  • Nothing to pay up front. Legal fees come out of your compensation, at a percentage you agree to in writing.
  • Both claims in one place. Accident benefits from your own insurer, and a claim against the person who caused the accident.
  • Deadlines tracked from the first call. Some notices are due within 7 to 10 days.
Benjamin Cohen-MurisonLawyer, Cohen Murison Law
5.0 on Google25 client reviews

Free case review

Step 1 of 3

Three quick questions. Ben reads every one.

What happened?

Choose the option closest to what happened.

When did it happen?

Some Ontario notices are due within 7 to 10 days of an accident. Speaking with us this week helps you meet them.

The usual two-year limit may have passed, but there are exceptions, such as an injury that wasn't discovered right away or an injured person who is a minor. A free call will tell you where you stand.

Have you seen a doctor about your injuries?

Please answer both questions.

Where can Ben reach you?

Please enter your name.

Enter a 10-digit Canadian phone number.

Check the email address.

Please tick the box so we can contact you.

Private and confidential · No obligation

Thank you, we have it.

Ben has your details. Here's what happens next:

  1. We call you at the time you chose, during office hours (9 am – 5 pm, 7 days).
  2. The first conversation is free, with no obligation.
  3. If you'd rather not wait, call now or book a video meeting.
Call (289) 309-3069 Book a video meeting

5.0 stars on GoogleFrom 25 client reviews

One lawyer, start to finishBen handles your file himself

First Canadian Place100 King St W, downtown Toronto

In person or by videoMeet online if travel is hard

Ontario deadline check

Some Ontario injury deadlines are measured in days.

You generally have two years to start a lawsuit, but several notices are due much sooner. Enter the date of your accident to see the deadlines that apply to you.

  • 7

    days to tell your auto insurerAfter a car, motorcycle, pedestrian or cyclist accident involving a vehicle.

  • 10

    days to notify a municipalityAfter a fall caused by a poorly maintained city sidewalk or road.

  • 60

    days after a fall on snow or iceWritten notice to the owner or occupier of the private property.

Pick a date to see your deadlines.

General information only, not legal advice. Deadlines can be shorter or longer depending on your facts, for example when an injury is discovered later, the injured person is a minor, the claim is against a government body, or your policy sets its own limits. Missing a notice period doesn't always end a claim, but it can make it much harder.

How compensation works in Ontario

After a car accident, you may have two separate claims.

Your own insurer pays accident benefits no matter who caused the accident. You may also be able to sue the at-fault driver for losses those benefits don't cover.

Claim 1 · Your own insurer

Accident benefits

Paid through your auto policy, or another policy if you don't have one, whoever was at fault. If benefits are denied, the dispute goes to the Licence Appeal Tribunal.

  • Income replacement if you can't work
  • Medical and rehabilitation costs not covered by OHIP or a workplace plan
  • Attendant care and caregiver benefits, where eligible
  • Other benefits, depending on your injuries and policy
Claim 2 · The at-fault party

Injury lawsuit

A claim against the driver, property owner or other party whose negligence caused your injury.

  • Pain and suffering
  • Past and future lost income beyond your benefits
  • Future care and treatment costs
  • Claims by close family members for their own losses

How it works

What happens after you get in touch

You focus on recovering. We deal with the insurers, the paperwork and the deadlines.

  1. Free consultationTell Ben what happened. He'll tell you whether you have a claim and what pursuing it involves.
  2. Written fee agreementIf you hire us, the fee is set out in Ontario's standard-form contingency fee agreement before you sign.
  3. Building your claimWe file notices and benefit applications on time and collect medical records, reports and evidence.
  4. Settlement or trialWe negotiate with the insurers. If they don't make a fair offer, we can take your claim to court.

What it costs

How our fees work, in plain numbers.

"No win, no fee" can mean different things at different firms. Here's how it works at ours.

Ontario requires contingency fee agreements to use a standard form. Yours sets out the percentage, how disbursements are handled and what happens to any costs the court awards. Ben goes through it with you line by line before you sign.

Ask about your case
First consultationBy phone, by video or in person at First Canadian Place
$0
Legal fees up frontNothing to pay while your claim is ongoing
$0
Legal fee if you're compensatedA percentage of the amount recovered, agreed in writing. HST applies.
Legal fee if there's no recoveryNo legal fee is charged
$0
DisbursementsCosts such as medical records, expert reports and court filing fees. Your agreement says how these are handled if there's no recovery.
In writing
Benjamin Cohen-Murison outside First Canadian Place in Toronto
Benjamin Cohen-MurisonFounder, Cohen Murison Law · Toronto

Your lawyer

When you call, you speak with the lawyer who handles your file.

Cohen Murison Law is a small practice. Ben takes your first call, works on your claim and deals with the insurer, so you always know who to ask about your case.

LL.M. and LL.B.University of Edinburgh
B.A.McGill University
Downtown officeSuite 5700, First Canadian Place
Also practises immigration lawUseful if you're new to Canada or on a work or study permit

Client reviews

What clients say about working with Ben.

5.0
25 reviews on Google
★★★★★
“Ben is an exceptional lawyer and a genuinely compassionate person. … His guidance was clear, honest, and very reassuring during a stressful time.”
Sana ChaudharyGoogle review
★★★★★
“He is highly responsive and takes the time to explain things clearly and thoughtfully. … His advice was practical, realistic, and helped me make well-informed decisions without unnecessary delays.”
Shriya SeksariaGoogle review
★★★★★
“He understands the system, legalities and complications well, and was always there to receive calls and answer any questions.”
ManpreetGoogle review

Quotes are shortened from Google reviews by clients across the firm's practice areas, including immigration. Every case is different, and reviews don't guarantee a particular result.

Right after an accident

What to do in the first few days

These steps protect your health and your claim.

Get a free case review
  • See a doctor, even if you feel okaySome injuries show up days later, and medical records link your injuries to the accident.

  • Report itCall the police if required, notify your auto insurer within 7 days, and report a fall to the property owner in writing.

  • Keep evidencePhotos of the scene and your injuries, witness names, the other driver's details, receipts and records of time off work.

  • Don't sign a release or accept a settlement yetOnce you sign a release, you usually can't reopen the claim, even if your injuries turn out to be worse.

  • Don't give a recorded statement to the other party's insurerYou can politely tell them you'll respond once you've had legal advice.

Questions

Common questions about injury claims in Ontario

Don't see yours? Call (289) 309-3069. The first conversation is free.

Do I still have a case if I was partly at fault?

Often, yes. Ontario courts usually reduce compensation by your share of responsibility instead of denying it altogether. After a car accident, accident benefits from your own insurer are available whoever was at fault.

The insurance company has already made me an offer. Should I accept it?

Get legal advice before you sign anything. A settlement usually requires a signed release, which ends your claim for good. Early offers are sometimes made before the full extent of an injury is known.

How much is my claim worth?

It depends on your injuries, how they affect your work and daily life, your future care needs and who was at fault. In car accident cases, Ontario also applies a legal threshold and a deductible to pain-and-suffering awards. We can give you a realistic range once we've reviewed your medical records.

How long will my claim take?

Accident benefits can be paid while your claim is ongoing. A lawsuit against the at-fault party usually takes longer, often two years or more, because the long-term effects of an injury need to be understood before settling. We'll give you an estimate based on your case.

Will I have to go to court?

Many injury claims are resolved through negotiation or mediation without a trial. If the insurer doesn't make a fair offer, we can take your claim to court.

What if the accident was more than two years ago?

The two-year limitation period usually runs from when you knew, or should have known, about your injury and who caused it. There are exceptions, including for minors. Call us and we'll look at your dates.

I already have a lawyer. Can I switch?

Yes, you can change lawyers at any time. Fees owed to your previous lawyer are usually settled between the lawyers at the end of the case, not paid by you up front.

I'm new to Canada or on a temporary permit. Can I still make a claim?

Being new to Canada doesn't by itself stop you from making a claim. Ben also practises immigration law, so he can answer questions about how a claim and your status affect each other.

Free consultation · No obligation

Find out where you stand while every option is still open.

Talk to a lawyer about your claims, your deadlines and your options at no cost, with no obligation to go further.

Call (289) 309-3069 Free online case review Book a video meeting
Cohen Murison Law
100 King Street West, Suite 5700
First Canadian Place, Toronto, ON M5X 1C7
Open 7 days · 9:00 am – 5:00 pm
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